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About us

An insurtech built by insurance people.

Founded by Vinodh Radhakrishnan, who has 20+ years in the insurance industry, the company covers the whole product lifecycle in one place: design, pricing, underwriting, policy administration, claims and distribution.

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Who we are

One team for the whole product lifecycle.

Insurance Gulf is a Dubai-based insurtech company. We co-create insurance products with insurers and reinsurers, then take them to market through brokers, agents and aggregators across the UAE and the wider MENA region.

We work with global reinsurers, UAE insurers, brokers, agents and aggregators, and we keep the whole process digital, from the first data exchange to claims.

Vision

A connected insurance ecosystem on one digital platform, where reinsurers, insurers and distributors work together seamlessly.

Mission
  • Provide complete insurance and reinsurance solutions, from start to finish.
  • Deliver every service digitally and efficiently.
  • Stay transparent and earn the trust of every stakeholder.
  • Keep client needs at the centre through continuous innovation.
Core values
01

Innovation and agility

We build, test and launch quickly, and keep improving.

02

Transparency and trust

Clear terms, open data and no surprises for partners.

03

Client-centred collaboration

Products are shaped with the people who sell and use them.

04

One-stop excellence

One team for the whole lifecycle, so nothing falls between the gaps.

05

Technology-led growth

Platforms that scale with our partners across the region.

Leadership

The core team.

Insurance, technical and operational experience, led by a founder with more than two decades in the industry.

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Vinodh RadhakrishnanFounder and Chief Executive Officer

Founder of Insurance Gulf, with 20+ years in the insurance industry. Vinodh leads the company's strategy and its partnerships with insurers, reinsurers and distributors across the UAE and MENA.

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Amrit SharmaHead of Technical

Amrit Sharma holds a Master's in Actuarial Science from the University of Madras and a Bachelor's in Mathematics from the University of Delhi. With nearly 20 years of experience across the GCC, Egypt, and India, he specializes in health and life insurance pricing, reinsurance, product development, and profitable portfolio growth.

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Megha MoreHead of Operations

As Head of Operations at Insurance Gulf, Megha oversees end-to-end operations across policy administration, member servicing, finance, HR and claims management in coordination with insurers and TPAs, ensuring operational efficiency and seamless service delivery.

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Why Insurance Gulf

What we bring, what partners get.

Key strengths
  • End-to-end insurance and reinsurance integration
  • Agile, technology-led product development
  • Seamless claims management
  • Finance process support
  • Strong reinsurance and broker partnerships
  • Deep expertise in MENA markets
  • Strict adherence to local regulation and industry standards, with updates reviewed and implemented continuously
Value delivered
  • Faster product launches
  • More efficient underwriting
  • Stronger broker engagement
  • A simpler customer experience
  • Scalable, cost-effective operations
  • Support across the whole insurance lifecycle

Work with a team that knows insurance from the inside.

Speak to us about partnerships, products and distribution.

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